If you are thinking about investing in a new conservatory, or another home improvement project, you may be wondering if you can afford it – especially if you want to have the work done straight away. Thankfully, there are many options for financing such home improvement projects.
Of course, you can ask your bank or a family member, but what you may not know is that many home improvement companies often have their own financial solutions. These are offered to help customers finance their home improvement projects with affordable payment plans, which are an attractive way of covering the cost of home improvements.
Home improvement finance options
Some home improvement companies provide their own finance options, others partner with reputable finance providers to help their customers develop their properties with tailored personal finance arrangements taking care of the payment.
Perhaps you need to renew your roof? Or replace that retractable awning. Why not take advantage of delaying the start of repayments with a tailored plan that will defer the start of repayments for 12 months? This attractive finance option will only start a year after the installation of your new roof or awning. There will be no deposit to find either and the cost can be spread over 10 years. Take a look at our finance offers here: https://your-choice.uk.com/finance-options/
Of course, an interest rate will apply to this arrangement, but it is an excellent choice if you have just had the major cost of moving into a new home, for example, and need to undertake one or more urgent projects. Perhaps you are considering investing in some extra space for a children’s playroom? Or somewhere to relax in the evenings. A new conservatory will be an enjoyable space for everyone, regardless of the weather, and with this type of repayment arrangement, your new room could be installed right away.
Another popular repayment option is to defer the start of the loan repayments for 6 months. With this type of loan, you will typically spread the cost over 7 years. Again this type of home improvement finance requires no deposit and has the added incentive of a lower rate of interest. So if you have dreams of adding that new conservatory and you don’t want to wait, you can enjoy the extra room it will provide sooner rather than later.
There are many things that may need improvement in your home, from replacing an old patio roof to installing conservatories and garden rooms full of light and usable in any season. They are an easy add-on to the home, provided that there is sufficient space, and will bring another dimension to the enjoyment of your home and garden.
So, if you have a transformational project in mind but your finances won’t allow you to cover it immediately, why not consider asking your home improvement company? Many offer these types of agreements, without the need to go through banks or other lenders. As with any financial arrangement, you should always read the terms and conditions carefully, ensure that the repayments are affordable and take independent financial advice if appropriate, before committing. Any reputable lender will be regulated by the Financial Conduct Authority.
So, you really can enjoy the benefit of that new conservatory – now!